21-year-old grad student looking for financial advice - Hello, I'm a 21-year-old graduate student who's just embarking on my journey in personal finance. There's so much advice online and elsewhere, from so many different sources, that it can feel a bit overwhelming. I'm hoping to get some straight answers here. I have a few specific questions:
1. **Retirement Savings**: I'm aware that it's never too early to start saving for retirement, but what are the best options for someone my age? Should I start with a Roth IRA or traditional IRA? What are the pros and cons of each?
2. **Real Estate Investing**: I'm interested in investing in real estate as a way to generate passive income. How do I assess whether a property is a good investment or not? What are some key indicators I should be looking at?
3. **Stock Market Investment**: While I am studying, I want to start learning about and investing in the stock market. What are some beginner-friendly resources that you would recommend? Are there certain types of stocks or funds that are safer or more suitable for beginners?
4. **General Finance Tips**: What general financial habits should I be cultivating at this stage in my life? Are there any common mistakes you see beginners make that I should try to avoid?
Berkshire is hoarding so. much. cash.
Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends
Looks like we're going through something, but who would have thought with all these tarrifs, inflation and trade wars going on
Where does this end up long term with small stocks suffering white giant caps are taking all the coin?
🔺 Student Loan Delinquencies Hit Record 12.9%...
The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...
#ASX:ASN Is Anson Resources’ US$330M Financing Deal the Key to Unlocking Utah’s Lithium Potential?
