85k in debt. What else can I do to pay this. - Hello everyone so I currently have 16k in CC debt and my wife has about 25k so I have about 41k in CC debt and with both our cars our total debt is at 85k but that’s our only debt. I’m in the military in California and my wife is a stay at home mom taking care of our 10 mo old baby. She was working prior when we lived in NC and living out here is so damn expensive so we’ve had to resort to using our CCs a bunch to get by since I only make about 3,300 a month. I applied to my banks for lowering our interest rates with the SCRA(servicemember civil relief act). I’ve sold a bunch of stuff we don’t use and even applied for a second job. We also applied for WIC and most likely will get that since according to their website my monthly pay is under what they have listed for a 3 person household. We’ve cut out our luxury’s such as eating out and buying miscellaneous stuff. We are also considering changing our phone plan from Verizon to T-Mobile due to that being cheaper after looking at their rates. We haven’t ever missed a payment on any of our debts and have stopped using or CCs all together.

Is there anything I’m missing that could help us pay off our debts faster or assist in saving more money to pay off our debts.