If 30-year treasuries were so high in the eighties at over 14% at a point, why didn't everybody just put all of their retirement money in 30 year treasuries? - I feel like this must be a stupid question with an easy answer, but I'm just not seeing it in researching it. I've seen the argument that nobody knew that would be the top or if inflation would cool, which is of course true, but an essentially risk free 14 is an amazing return and it seems like a reasonable bet that inflation would cool. Maybe folks did do this?Personal Finance
If 30-year treasuries were so high in the eighties at over 14% at a point, why didn't everybody just put all of their retirement money in 30 year treasuries? - I feel like this must be a stupid question with an easy answer, but I'm just not seeing it in researching it. I've seen the argument that nobody knew that would be the top or if inflation would cool, which is of course true, but an essentially risk free 14 is an amazing return and it seems like a reasonable bet that inflation would cool. Maybe folks did do this?
Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends
🔺 Student Loan Delinquencies Hit Record 12.9%... The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...