I'm thinking about buying a house (first time buyer) - Ok, so I'm a 25 year old guy. I make $25 an hour at my job and get paid every other week. My net pay for an 80 hour pay period is $1600. I almost always work some overtime though, so my checks average a lot more than the $1600 I just mentioned. My rent is $975 (utilities included). Internet is $100, car insurance is $70, and phone bill is $65. So my expensises are $1200 a month (not including food or gas). My job is walking distance from my place so I don't spend much on gas. I would maybe say I average about $200 a month on groceries. So I can basically cover all my expenses with one check (easily if I have a paycheck with a lot of overtime). So this leaves me with basically an extra paycheck to save. Right now I have $25K in a high yield savings account earning 4% interest. I would have more saved but I maxed out my Roth IRA this year which was $6500. I really want to buy a house (I'm in Idaho) what would you guys recommend? I don't have any debt. I'm also single with no kids. My plan is to keep saving until my lease expires in March and then look into buying a house.