Should I become an authorized user of a maxed-out credit card? - I'm young, and I have no credit. I'm going abroad for 2 months, and I want a credit card with no foreign transaction fees. I can't apply to any because my credit is non-existent, but luckily my mom has one with 0 Foreign Transaction fees that I can become an authorized user of. The only problem is that it's maxed out. My family is fairly well-off, and my mom says that she's starting to pay it off now but that it may reflect negatively on my credit score if I become associated with it. But I need this card otherwise I'll have to pay fees, plus using a debit card abroad is not preferable. What should I do here? Edit: I have decided **not** to become an Authorized user. Thank you all for the help! Personal Finance

Should I become an authorized user of a maxed-out credit card? - I'm young, and I have no credit. I'm going abroad for 2 months, and I want a credit card with no foreign transaction fees. I can't apply to any because my credit is non-existent, but luckily my mom has one with 0 Foreign Transaction fees that I can become an authorized user of. The only problem is that it's maxed out. My family is fairly well-off, and my mom says that she's starting to pay it off now but that it may reflect negatively on my credit score if I become associated with it. But I need this card otherwise I'll have to pay fees, plus using a debit card abroad is not preferable. What should I do here?

Edit: I have decided **not** to become an Authorized user. Thank you all for the help!


Shortnsalty 33d

Berkshire is hoarding so. much. cash.

Berkshire is hoarding so. much. cash.
Goldrush_Greg 65d

Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends

Buffet indicator is showing some wild times ahead perhaps, combine that with Berkshires record high cash hoard of 30%... chart via barchart.com / Longtermtrends
Stonksurfer42 95d

Looks like we're going through something, but who would have thought with all these tarrifs, inflation and trade wars going on

Looks like we're going through something, but who would have thought with all these tarrifs, inflation and trade wars going on
Moonbagjack 126d

Where does this end up long term with small stocks suffering white giant caps are taking all the coin?

Where does this end up long term with small stocks suffering white giant caps are taking all the coin?
Chartwizard_Au 156d

🔺 Student Loan Delinquencies Hit Record 12.9%...
The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...

🔺 Student Loan Delinquencies Hit Record 12.9%...
The spike in red reflects financial strain returning fast. Credit card delinquencies are rising too, hinting that lower-income consumers might be nearing a breaking point. What's going on...
Tendies_Inbound 1y

#ASX:ASN Is Anson Resources’ US$330M Financing Deal the Key to Unlocking Utah’s Lithium Potential?

Is Anson Resources’ US$330M Financing Deal the Key to Unlocking Utah’s Lithium Potential?