Why do seemingly smart/put together people make such ridiculous financial decisions? - I was listening to a guy tonight at a friend's place speak about how the $95k 2023 SR Hilux in the driveway is his new 'toy' and that he needed an upgrade since his 'old bomb' got into an accident. The bomb in question was a previous Hilux that he bought for $30k 2 years ago.

Now at first, I thought ok whatever man good for you that's your choice. But the more he spoke the more I found myself wondering how these people's brains function day-to-day.

He said he received 21k from insurance payout and 'put a bit more on' with savings. However, then spoke about how he needed to save about another 70k to be in a realistic position to put a deposit on a property he desperately wants as he spoke very forwardly of hating renting at 34 still.

If he didn't take 70k of his savings and put it towards this new car he would be able to buy a property now and would not be in this position.

Someone thankfully questioned him as to why he didn't just take say 5-10k from his savings instead and buy a new work car for say 30k instead of 95k, but he just had this glazed overlook and said how he really wanted it, so he bought it.

Now I thought ok the bottom line is you wanted it, it's your money, you bought it, good for you. But I couldn't help but stare off into the distance wondering how his inner workings see him through the month with other financial decisions.

I wanted to share this here. I guess it is to do with finances. More of a vent. Idk. It's already got scratches on the side from being taken off roading so that's pretty funny.